What Is SNAP EBT?
The Supplemental Nutrition Assistance Program (SNAP) is a federal program that helps low-income individuals and families buy food. It is available in all 50 states, D.C., Guam and the U.S. Virgin Islands (Puerto Rico runs its own Nutrition Assistance Program). Electronic Benefits Transfer (EBT) is the system that delivers the benefits: a debit-style card loaded every month.
SNAP
The food benefit program, also called food stamps.
EBT
The card and system used to deliver SNAP and cash benefits.
TANF
Cash assistance for families with children, a separate balance on the card.
WIC
Nutrition support for pregnant people, infants and children under five, on a separate eWIC card.
SNAP Eligibility: Who Can Get Benefits?
Eligibility depends on your state's rules, household size, income and resources. Generally, gross monthly income must be at or below 130% of the federal poverty line. Certain non-citizens, seniors, people with disabilities and college students may qualify under special rules.
- Able-bodied adults without dependents (ABAWDs) generally must meet work requirements unless exempt.
- Seniors and pregnant people are often exempt from work requirements.
- Rules differ by state, including programs like CalFresh in California.
How to Apply for SNAP Online
1. Find your office
Use the USDA state directory to reach your state or local SNAP office.
2. Submit an application
Apply online, in person, by mail or by fax, depending on your state.
3. Gather documents
Typical proofs: identity, residence, income, shelter costs and utility bills.
4. Complete the interview
You usually learn within 30 days if you qualify.
Expedited benefits: you may receive an EBT card within seven days if your monthly income is under $150 and you have less than $100 in cash or bank funds, your income plus cash is less than your housing and utility costs, or a household member is a migrant or seasonal farm worker with less than $100.
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Using Your SNAP EBT Card
Swipe, tap or insert your card, enter your PIN and choose the amount. Unused benefits roll over to the next month, and you can shop at authorized grocery stores, farmers markets and many online retailers. Use the SNAP Retailer Locator to find stores near you.
| You can buy | You cannot buy |
|---|---|
| Fruits and vegetables, meat, poultry, fish, dairy, eggs, bread, cereal, snacks, non-alcoholic drinks, seeds and plants that grow food | Alcohol, tobacco, vitamins, supplements, medicine, pet food, household supplies, hot prepared foods (unless in a Restaurant Meals Program) |
Some states restrict items such as sweetened drinks. Check your state's current rules.
Check your balance and keep your card safe
- Check your receipt, your state's EBT app or portal, or the customer service number on the back of your card.
- Never share your PIN. Staff will never call or text to ask for it.
- Report lost or stolen cards right away and watch for card skimmers.
- Report changes in income or household size within 10 days and recertify on time (typically every 6 to 12 months).
SNAP EBT FAQ
How long does SNAP approval take?
Most applicants hear back within 30 days. Expedited cases can receive an EBT card within seven days.
Can I use my EBT card in another state?
Yes, while traveling. If you move, you must reapply in your new state.
Do SNAP benefits expire?
Unused balances roll over, but they can expire after a period of inactivity. Check your state's rules.
How do I contact EBT customer service?
Call the toll-free number on the back of your card or look up your state's EBT contact through the USDA state directory.
Where can I find a food stamp office near me?
Use the state directory to locate your local office.